Shop Pay Installments plans

Affirm offers several Shop Pay Installments plans. The types of plans offered and your eligibility for them are determined by Affirm and are subject to change, with all available options presented during checkout. If you're eligible to use Shop Pay Installments, then you can pay over time for orders between $35 to $30,000 USD or CAD. Your payment options and schedule depend on your purchase amount and a down payment may be required.

You can't change the type of payment plan once you have completed your checkout. If you want to request a refund or cancellation for your order, then contact the online store directly.

Review the following disclosures for using Shop Pay Installments in the United States and Canada.

  • United States: Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.

  • Canada: Rates from 0-31.99% APR (subject to provincial regulatory limitations). Payment options through Affirm Canada Holdings Ltd. (“Affirm”) are subject to an eligibility check and depend on purchase amount, vary by merchant, and may not be available in all provinces/territories. A down payment (or a payment due today) may be required. Refer to affirm.ca/helpcenter for more information.